Opening a Current Bank Account:
Current bank account is opened by businessmen who have a higher number of regular transactions with the bank. It includes deposits, withdrawals and contra transactions.
To open current account in the name of proprietorship with our bank, you can either go to the near-by branch to collect the account opening form or download the same from the our website.
All you need to do is provide the Know-Your-Customer (KYC) details in person. This saves a lot of your time and effort. It usually takes 1-2 working days to open a current account.
You will get all the following benefits while open a Current Account with us:
- Cheque Book
- Free Account Statement
- Cheque Book Facility *
- RTGS/ NEFT Facility
- SMS Alerts On Request
- Demand Draft Issue
- Withdrawal money by withdrawal forms or by cheque
- ATM facility
Documents to be submitted for opening Current Account
Self attested photocopies of following latest documents are required. Please produce originals for verification:
Copy of passport alone where address on the passport is as same as stated herein. Or
Any one from each of the undernoted 2 lists for a for a photo ID and a proof of residence:
photo ID Proof: (List1)
- Recent Passport size Photograph of the applicant customer
- Copy of Passport
- Copy of Adhar Card
- Copy of Voter ID Card
- Copy of Pan Card
- Copy of Driving License
- Copy of Govt./Defense ID Card
- Copy of ID Card of reputed employer
Residencial Proof: (List2)
- Copy of Electricity Bill
- Copy of Adhar Card
- Copy of Post Paid or Landline Telephone bill
- Copy of Bank Statement
- Copy of Credit Card Statement
- Copy of Ration card
- Copy of Electricity Bill
- Copy of Income Tax/Wealth tax assessment order
- Copy of Front Page of Bank Passbook where Address is mentioned
- Copy of Front Page of Gas Bill where Address is mentioned
Note : Same Document Needed For Joint Holder
Association of Persons like Association, Trust, Club, Society etc
- Recent Photograph of all the office bearers with designation
- Copy of Registration certificate of competent authority
- Copy of Resolution for opening account with the Bank with a mandate for operation of account
- Copy of Bye-Laws of the Association, club and society. In case of trust, a copy of trust deed to be submitted
- Details of existing Banking arrangement
- Copy of PAN Card for society, Trust, Club etc. and proof of office of address
- Name and address with proof for all the office bearers
Note : Original documents to be presented with copy for verification
General Rules :
- Bank reserves the right to close any account, if cheque drawn are returned unpaid frequently for want of funds or the account is considered as Irregular / non-satisfactory
- Bank reserves the right to close any account, if cheque drawn are returned unpaid frequently for want of funds or the account is considered as irregular / non-satisfactory
- Account not operation for more than two years will be treated as inoperative / dormant account
- Bank reserves the right to alter, amend and rescind the rules from time to time