HOW TO APPLY FOR RUPAY DEBIT CARD

 

 

Where can I use my card?

  • RuPay Debit card can be used at any POS, ATM and E-com merchants in India.

    For international transactions the RuPay credit card can be used at any P)S, ATM and Ecommerce website which are enabled for Discover Financial Service (DFS).


  • How much can I spend with my card?

    • You can spend any amount at any time as long as your total balance is sustained.

    • How do I use my card in a shop?

      • Your card is inserted in a Chip and PIN terminal, you will then have to enter your 4-digit PIN number on the keypad and a receipt will be generated and given to you.

        Few outlets, where there's no Chip & PIN terminal facility available, the sales assistant will swipe the card through a machine and give you a debit card receipt to sign.

      • How do I use my card to buy products over the phone?

        • You will usually need to give the merchant your name, your 16-digit account number and the expiry date. They are all printed on your debit card.

          They may request your CVV number, which are the last three digits of the number on the back of your card.
        • What do I do if I have lost my Debit Card?

            In the event that you lose your Debit card, please report the loss to your Issuing bank to block the card either by calling phone banking service or visiting the nearest bank branch.

            In case if I forget or lost my ATM/TeleBanking/Internet Banking PIN, how I re-generate a new PIN?

            • You can request for a new PIN in any of the following ways:
            • Call your Issuing Bank Phone Banking numbers
            • Log on to Internet Banking
            • Visit your Issuing Bank branch to place the request

Documents to be submitted for opening Current Account

Self attested photocopies of following latest documents are required. Please produce originals for verification:

Copy of passport alone where address on the passport is as same as stated herein. Or Any one from each of the undernoted 2 lists for a for a photo ID and a proof of residence:

photo ID Proof: (List1)

  • Recent Passport size Photograph of the applicant customer
  • Copy of Passport
  • Copy of Adhar Card
  • Copy of Voter ID Card
  • Copy of Pan Card
  • Copy of Driving License
  • Copy of Govt./Defense ID Card
  • Copy of ID Card of reputed employer

  • Residencial Proof: (List2)

    • Copy of Electricity Bill
    • Copy of Adhar Card
    • Copy of Post Paid or Landline Telephone bill
    • Copy of Bank Statement
    • Copy of Credit Card Statement
    • Copy of Ration card
    • Copy of Electricity Bill
    • Copy of Income Tax/Wealth tax assessment order
    • Copy of Front Page of Bank Passbook where Address is mentioned
    • Copy of Front Page of Gas Bill where Address is mentioned

    Note : Same Document Needed For Joint Holder

Issue a Combined ATM/debit Card

  • A Debit Card is a small plastic card that can be used as a method of payment. A debit card automatically withdraws funds from an attached bank account; it combines the functions of ATM cards and checks. When you pay with a debit card, the money is immediately deducted from your savings account. There is no borrowing or repayment involved because you are simply accessing your own account and funds remotely. Some transactions (including cash-back transactions) will require you to enter your personal identification number (PIN) in order to authorize the transaction. Many banks issue a combined ATM/debit card
  • What documentation do I need to provide when applying for a RuPay Debit Card? Primary Documents required for applying RuPay Debit cards

    photo ID Proof: (List1)

    • Recent Passport size Photograph of the applicant customer
    • Passport
    • Adhar Card
    • Voter ID Card
    • Pan Card
    • Driving License
    • Govt./Defense ID Card
    • ID Card of reputed employer
    • Job Card issued by NREGA duly signed by an officer of the State Govt The letter issued by the Unique Identification Authority of India ( UIDAI) containing details of name, address and Aadhaar number (vii) Identity card (subject to the bank's satisfaction) Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of bank

    • Residencial Proof: (List2)

      • Electricity Bill
      • Adhar Card
      • Post Paid or Landline Telephone bill
      • Bank Statement
      • Credit Card Statement
      • Ration card
      • Electricity Bill
      • Income Tax/Wealth tax assessment order
      • Front Page of Bank Passbook where Address is mentioned
      • Front Page of Gas Bill where Address is mentioned

      What do I do if my Debit Card is lost or stolen?

      • In the event that you lose your Debit Card, please report the loss to your respective Issuing Bank for blocking the Card
      • 1. By calling the Customer Service
      • 2. Visiting the nearest branch.
      • 3. Log on to your Net Banking.

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